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Other Loans

We are here to assist you with owning your own business, purchasing a franchise or financing new equipment to make your work life easier. Business and asset finance can be complex as every business structure and financial scenario is different. Assisting you to find the right fit for your business/company is where we come in. Our ability to simplify a complex process puts time and money back in your pocket.

Business Loans

Business loans are a means for either the sole trader, family trusts, and or companies to secure finance for their business purposes. Including residential or commercial securities, business expansions etc. As part of the new business venture you need to enlist the help of an experienced Finance Broker to ensure that your new loan has all the required facilities and tax benefits to successfully accommodate the needs of your growing business.

At Smarter we understand all the options for financing that will help you run the business and provide fuel for growth.  We work with your accountant to get an in depth understanding of your business financials, cashflow projections, trends, industry requirements. Running a business isn’t for everyone. It can be tough (and satisfying). But with good advice and the right finance, you can make a business dream happen. Many find it hard to secure the right finance to help them grow.

Equipment Finance / Asset Finance

It’s a common question for small business owners; how do you get your hands on the equipment you need to grow, while still keeping the all-important cash flow and working capital at health levels?

Choosing the right asset and equipment finance can give you further benefits than just preserving your day-today funds. The options include Commercial Hire Purchase, Chattel Mortgage, Finance Lease, and Operating Lease – and we can help you evaluate the key benefits and differences for each product.

Car Loans

Smarter offers a selection of different lenders for secured car lending and will guide you through the fees and costs as well as loan terms involved in purchasing that new motor vehicle.  We are here to help you select the right lender and product for you, assist with your application and see you off in your new vehicle.

Personal Loans

Getting married, taking a honeymoon or just looking for some cash flow? Maybe it’s time for a new caravan or recreational vehicle?

Whatever your needs, we can assist you with finding the right lender and option for your Personal Loan.

What our clients say about us

After the stress of dealing with banks and other mortgage brokers who were basically non-responsive, Robyn and Jessica at Smarter Mortgage Solutions were like a breath of fresh air.


Special thanks to Robyn and the team at Smarter Mortgage Solutions for getting us into our next home and keeping it smooth from Pre-Approval to Settlement!

Aidan & Amy

Robyn and her team went the extra mile to get me a great home loan. I was kept updated each step along the way and appreciate their hard work. Thank you for your persistence Robyn and the Smarter Mortgage Solutions Team. Highly recommended!


Get in touch with us, we can’t wait to hear from you!

(07) 4041 4733

Available Mon - Friday

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221 Lyons Street, Westcourt
Cairns QLD 4870