Over 20 years
in business

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A bit about us

Smarter Mortgage Solutions was established in 1997 and was ahead of the game being one of Cairns’ first Mortgage Broking firms. Specialising in Home Loans, Investment Loans and Refinancing, we add further value by doing Business Loans, Equipment Finance, Car Loans and Personal Loans.

Smarter prides itself on repeat customers, placing you at the core of our service experience.

21 years in the business, paired with decades of local knowledge, we know how to get the right results for all of our clients. We get your loans working for you.

Robyn Stanley

I love being a part of the community and watching our little piece of paradise grow. I have discovered a strong passion for the housing market and look forward to the challenges in assisting others to also achieve their goals and dreams from home ownership to investment loans and even business and commercial related lending.

Joining the Smarter Mortgage Solutions team in 2001 as support staff after a previous life of 4 years in banking, I quickly started working towards my Mortgage Broking qualifications.

Now, after more than 17 years, and as a former partner of Smarter Mortgage Solutions, I am proud to have now taken over the reins completely.

I have never looked back from my move into Mortgage Broking. With the exciting and constantly changing challenges that the industry presents, I pride myself on establishing and maintaining a solid relationship with my clients as the single most rewarding benefit of my occupation.

Jessica Bulleid

I grew up in a family where buying and selling houses was a part of life. I knew when I finished school that I wanted to buy my very own home, but what to do? Where to start? That is when I went to Robyn at Smarter Mortgage Solutions to get advice from the experts and I have never looked back!

From here, my interest in purchasing property continued to grow and I loved the idea of being able to help others with their financial goals.

Every day I get to help people make their financial dreams come true. Whether their dreams are purchasing their first home, buying an investment property or building their business, it is a great feeling!

Our service to you

Navigating the changes and choices available to you in the market can be daunting, that’s why we do it for you.  Negotiating on your behalf, providing you with options, simplifying the process and paperwork is all part of our service to you.

You come first

What do you want?

What do you need?

How do you get it?

What is important to you?

These are all questions we listen to and work through with you. We make one on one appointments with you to discuss your financial needs to help us understand your individual needs.

This is our first step in ensuring we find the right lender and loan for you.

Call us anytime

During your financial journey, you may have many questions. You can contact us during any stage of the process to ask more, remember, all questions are good questions. Maybe you’re looking into your first home loan or investment loan, renovating or looking for a new car – you can make an obligation-free appointment with us at a time that suits.

Why use us?

Smarter has access to over 40 of Australia’s leading lenders. Whether you’re looking to:

  • Purchase your first home or an investment property,
  • Upgrade or refinance your current loans
  • Purchase or improve your business
  • Finding the right loan for you is our priority

From start to finish, we are here for you

We’re not just here to get you started, we’re here to simplify the whole process. Once a decision has been made on the right lender and loan for you, we’ll help take care of the paperwork and manage the application process right through to settlement.

As an important, additional service, we ensure your official mortgage paperwork is correct in readiness for signing. Also, we are authorised to witness and certify your documentation.  Assisting all parties towards a smooth settlement.

What our clients say about us

After the stress of dealing with banks and other mortgage brokers who were basically non-responsive, Robyn and Jessica at Smarter Mortgage Solutions were like a breath of fresh air.


Special thanks to Robyn and the team at Smarter Mortgage Solutions for getting us into our next home and keeping it smooth from Pre-Approval to Settlement!

Aidan & Amy

Robyn and her team went the extra mile to get me a great home loan. I was kept updated each step along the way and appreciate their hard work. Thank you for your persistence Robyn and the Smarter Mortgage Solutions Team. Highly recommended!


Get in touch with us, we can’t wait to hear from you!

(07) 4041 4733

Available Mon - Friday

Visit Us

221 Lyons Street, Westcourt
Cairns QLD 4870