Cairns Home Loans

Why use Smarter Mortgage Solutions

As the Mortgage and Finance market becomes increasingly complex, more people are turning to Smarter Mortgage Solutions for help. We will save you time and money, and give you peace of mind.

We are:

  • Licensed with Australian Securities and Investment Commission (ASIC)
  • Members of the Australian Finance Group (AFG) the largest financial aggregator in Australia
  • Members of the Finance Brokers Association of Australia (FBAA) the benchmark for all mortgage professionals.
  • Members of the Credit and Investment Ombudsman Ltd (CIO)
  • Covered by Professional Indemnity (PI) insurance
  • We have access to advanced modelling software to compare all types of lean products, qualify your borrowing power, and deal with the Lenders, Solicitors and even Real Estate Agents on your behalf.
  • NOT a Franchise.

Saving you time!

Everyone is so busy these days so who has time to call the banks for a suitable appointment time? OR, you can contact Smarter Mortgage Solutions, and with one free, no obligation appointment you potentially would see them all.


Far more choice!

We have access to loans from a host of Australia's leading lenders and can show you a wide variety of different products to suit your needs. You can rest assured that you are dealing with qualified professionals who have the buying power of the largest financial aggregator in Australia.


Finding that right loan!

While the Interest Rate is important when making a decision, it is not necessarily the cheapest that wins out every time. There are many fees and other charges as well as service to consider. Your Smarter Mortgage Solutions broker will ask about your financial situation and goals to understand what's important to YOU before we recommend a selection of loans to work through to find the one that could be right for you. Having an appropriate loan which works for you can help you build wealth and move forward to get to where you want to be, faster.


A FREE Service!

The Smarter Mortgage Solutions team has a Free Service motto, so under normal circumstances do not charge you a fee. We are paid by the Lender of your choice. We do not work with or consider any incentives to recommend on lender over another.


Steer clear of financial burden with our help!

On the surface many lenders seem to offer a great deal but they could have high penalties, hidden fees and charges you may not be aware of. Or they may not offer the flexibility you require... At Smarter Mortgage Solutions we listen to your individual needs and offer products to suit YOU, and not the bank.



Mortgage Solutions

221 Lyons St


P.O Box 38

Westcourt QLD 4870

Tel: (07) 4041-4733 



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