Cairns Home Loans

Why use Smarter Mortgage Solutions

As the Mortgage and Finance market becomes increasingly complex, more people are turning to Smarter Mortgage Solutions for help. Here are some of the reasons why:

Smarter Mortgage Solutions will save you time and money, and give you peace of mind. We are:

  • Full-time mortgage and finance specialists with over 50 years combined experience.
  • Licensed with Australian Securities and Investment Commission (ASIC)
  • Members of the Australian Finance Group (AFG) the largest financial aggregator in Australia
  • Members of the Mortgage and Finance Association of Australia (MFAA) the benchmark for all mortgage professionals.
  • Members of the Credit Ombudsman Service Limited (COSL)
  • Covered by Professional Indemnity (PI) insurance
  • We have access to advanced modelling software to compare home loan products, qualify borrowing power, and deal with the lenders and solicitors on your behalf.


Smarter Mortgage Solutions saves you time

The choices now available in the Mortgage market can seem endless and overwhelming. You can research the subject, the Lenders and their products yourself (there are over 40 major and minor financial institutions in Australia, all with their own niches and perks) … or you could contact Smarter Mortgage Solutions, with one visit to us and you would see them all.

Smarter Mortgage Solutions gives you far more choice

We have access to over 40 lenders on our panel and can show you a wide variety of different products to suit your needs. We are accredited with MFAA (Mortgage and Finance Association of Australia) and AFG (Australian Finance Group) so you can rest assured that you are dealing with qualified professionals who have the buying power of the largest financial aggregator in Australia. This means we can sometimes offer better rates then if you were to walk into your local bank branch yourself.

Smarter Mortgage Solutions helps to find you the right loan

The best loan for your circumstances is not necessarily the one with the cheapest rate. While the interest rate is important when making the decision there are also application fees, stamp duty, government fees, monthly fees and other charges to consider. The loan with the lowest rate might have the highest fees. Your Smarter Mortgage Solutions broker will examine your circumstances and future plans and recommend a loan that is right for you. Having an appropriate loan which works for you can help you build wealth and get to where you want to be faster.

Smarter Mortgage Solutions offer a free service

We don't charge a fee for our service as the Lenders pay us a commission for the loans we write. Because of the volumes that AFG write (Australia’s largest mortgage broking aggregator) we can sometimes offer products from your bank cheaper than if you were to walk into the branch yourself.

Smarter Mortgage Solutions can help you steer clear of financial burden.

On the surface many lenders seem to offer a great deal but they could have high penalties, hidden fees and charges you may not be aware of. Or they may not offer the flexibility you require... At Smarter Mortgage Solutions we listen to your individual needs and offer products to suit YOU, and not the bank.

Smarter
Mortgage Solutions

221 Lyons St

Westcourt

P.O Box 38

Westcourt QLD 4870

Tel: (07) 4041-4733 

Email: robyn@smartermortgage.com.au

           jessica@smartermortgage.com.au 

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